Introduction

Welcome to our Privacy Policy. Your privacy is critically important to us. We are committed to protecting your personal and business information and ensuring that your experience with our digital lending platform is completely safe and secure. This document outlines how we collect, use, process, and protect your data when you use our website and services.

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1. Information We Collect

To provide you with hassle-free unsecured business loans, we may collect the following types of information:

• Personal Information: Name, email address, mobile number, PAN, Aadhaar, and date of birth.
• Business Information: Business name, GST details, vintage, turnover, and registered address.
• Financial Data: Bank statements, income tax returns, and credit bureau information (fetched with your explicit consent).
• Device & Usage Data: IP address, browser type, and operating system used to access our website.

2. How We Use Your Information

We strictly use your data for legitimate business purposes, primarily to process your loan applications swiftly. Specifically, we use it to:

• Verify your identity and complete KYC compliance.
• Assess your creditworthiness and determine your loan eligibility.
• Disburse loan amounts and set up EMI repayment mandates.
• Communicate with you regarding application status, updates, and customer support.
• Improve our website functionality and user experience.

3. Data Sharing and Disclosure

We do not sell, rent, or trade your personal data to third parties for marketing purposes. Your information is only shared with trusted partners, such as RBI-registered NBFCs, credit bureaus, and payment gateways, strictly for the purpose of facilitating your loan. All our partners are bound by stringent confidentiality agreements.

4. Data Security

We implement bank-grade security measures, including 256-bit encryption, secure socket layer (SSL) technology, and robust firewalls, to protect your data against unauthorized access, alteration, disclosure, or destruction.

5. Your Rights

You have the right to access, correct, or request the deletion of your personal data stored with us, subject to applicable regulatory requirements (such as RBI data retention mandates). If you wish to exercise these rights, please contact our support team.

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